JALA saves vulnerable homeowners from foreclosure
Jacksonville Area Legal Aid is often the only hope for people facing the loss of their homes to foreclosure. Frequently, the homeowners JALA rescues from losing their homes are elderly, sick or otherwise vulnerable consumers who have paid off their mortgage and obtained a reverse mortgage. These mortgages do not require monthly payments but carry with them traps for the unwary. Elderly homeowners often do not realize they have a problem until a foreclosure judgment is eminent or a foreclosure sale has taken place. Then a caretaking family member intercedes. The seeming hopelessness of the situation makes finding a private attorney difficult, and most clients simply can’t afford a lawyer.
