JALA's Consumer Law Unit provides free legal assistance and educational opportunities to low to moderate income individuals. JALA is fortunate to have a special unit devoted specifically to combating predatory lending of all types from high cost mortgage lending to pay day and refund anticipation loans. The Consumer Law Unit has been involved in effectuating changes in the mortgage foreclosure process in individual and class action litigation, and has led the way in pay day lending, title lending and military pension loan legislation and litigation. The Unit tries to focus on proactive and wide impact means in addition to litigation and legislative advocacy to solve the problems of predatory lending and the effect it has on JALA’s client community. The Consumer Law Unit staff welcome the opportunity to speak to community groups of all types and sizes about how to protect yourself as a consumer and where to go for help if you have been the victim of a consumer scam.
